Terms and Conditions of Use

Welcome to GeniusLeadSolution.com! Please read the following Terms and Conditions of Use carefully. By accessing or using this website and its associated services, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, please discontinue using the site immediately.

1. Acceptance of Terms

By accessing and using GeniusLeadSolution.com (the “Site”), you acknowledge that you agree to these Terms, as well as our Privacy Policy and any additional policies and guidelines that may be implemented from time to time.

These Terms form a legally binding agreement between you and GeniusLeadSolution.com (“we”, “us”, “our”), including our affiliates, agents, successors, and assigns. The Site is intended for use by individuals who can form legally binding contracts under applicable law. You must be at least 18 years old to use the Site.

2. Our Services

The Site serves as an online platform that connects insurance providers, agents, and lead aggregators (collectively referred to as “Providers”) with potential consumers seeking insurance products (“Prospects”). We collect and share Leads (Prospect information) with Providers only upon the Prospect’s consent.

We do not issue insurance contracts or provide any type of professional advice (e.g., insurance, tax, legal).

GeniusLeadSolution.com is an independent contractor and is not responsible for the quality or legality of products or services offered by Providers. Users should perform their own due diligence when engaging with Providers through the Site.

3. Limited License and Site Use

We grant you a limited, non-exclusive, revocable license to access and use the Site solely for your personal, non-commercial purposes, such as viewing content or contacting us regarding our services. Unauthorized use, including but not limited to reproduction, distribution, or modification of the Site’s content, is strictly prohibited.

4. Intellectual Property

All content on the Site, including text, images, graphics, and data, is protected by copyright, trademark, and other intellectual property laws. You agree not to use any content for any commercial purpose or in any manner that violates these

Terms without our prior written consent.

5. Unauthorized Use

You agree not to:
Modify, reproduce, distribute, or display any content from the Site.

• Use the Site in a manner that violates any laws or regulations.
• Attempt to gain unauthorized access to any part of the Site or our systems.
• Engage in any conduct that could damage, disable, or impair the Site.
• Violating these provisions may result in the termination of your access and potential legal action.

6. Dispute Resolution and Arbitration

All disputes arising from or related to these Terms or your use of the Site shall be resolved through binding arbitration, as detailed in our Arbitration Policy. You agree to waive your rights to a jury trial or to participate in a class action lawsuit.

You may opt out of the arbitration agreement by providing written notice to us within 30 days of accepting these Terms. Any changes to the arbitration agreement will be communicated to you and will only apply to future disputes.

7. Modifications to Terms

We reserve the right to update or modify these Terms at any time. Such changes will be effective immediately upon posting on the Site. Your continued use of the Site signifies your acceptance of any changes.

8. Disclaimer of Warranties and Limitation of Liability

The Site and its content are provided on an “as-is” and “as available” basis. We do not make any representations or warranties of any kind, express or implied, regarding the operation of the Site, its content, or the services provided.

To the fullest extent permissible by applicable law, we disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

We shall not be liable for any damages arising out of your use of the Site, including direct, indirect, incidental, punitive, and consequential damages.

9. Termination

We may terminate or suspend your access to the Site without notice if you violate these Terms or engage in conduct that we determine is harmful to us or others. Termination will not affect any legal rights or obligations that may have accrued prior to termination.

10. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to its conflict of laws principles. Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in Delaware.

11. Modifications to the Website

We reserve the right to modify, suspend, or discontinue any features, content, or services provided on the website at any time, with or without notice. This may include changes to the availability of certain sections or the introduction of usage limits. We will not be liable to you or any third party for any modifications or changes to your access to the website.

12. Privacy Policy

By using our website, you agree to the collection and use of your personal information in accordance with our Privacy Policy.

The Privacy Policy is incorporated into these Terms and Conditions and outlines how we handle your data, including how to opt out of certain communications.

13. User Caution and Identity Verification

We advise all users to exercise caution and use appropriate measures when engaging in interactions or business transactions with other parties via our platform or on the internet.

14. Limitation of Liability

We, along with our officers, directors, employees, and affiliates, will not be held liable for any loss of profits, revenue, or any indirect, special, incidental, or consequential damages resulting from the use or inability to use the website, regardless of the legal basis of the claim.

Our maximum liability to you, under any circumstances, will be limited to the greater of (a) the fees you have paid us in the month prior to the claim, or (b) $200.00.

15. Disclaimer

The website, including all content and services, is provided on an “as-is” and “as-available” basis. We do not warrant the accuracy, completeness, or reliability of any content. To the fullest extent permissible by law, we disclaim all warranties, express or implied, including but not limited to, warranties of merchantability, fitness for a particular purpose, and non-infringement.

16. Dispute Resolution and Release

If a dispute arises between you and another party through the use of our website, you agree to release us and our affiliates from any and all claims, liabilities, and damages related to the dispute.

California residents waive Section 1542 of the California Civil Code, which states that “a general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor.”

17. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, and expenses (including legal fees) arising from your use of the website or breach of these Terms and Conditions.

18. Intellectual Property Rights

We respect intellectual property rights and do not allow any infringement on our platform. If you believe your rights have been violated, you may report it to us with a DMCA notice.

19. Trademarks

Our trademarks, including the company logo and product names, are protected by law. You are not permitted to use them without our explicit permission.

20. Governing Law and Jurisdiction

This agreement is governed by the laws of the State of Delaware, USA. All legal disputes related to these Terms will be settled exclusively in Delaware courts, unless otherwise specified in a separate agreement.

21. No Agency Relationship

No agency, partnership, joint venture, employee-employer, or franchiser-franchisee relationship is created between the company and users by these Terms and Conditions.

22. Notices

All notices to us should be sent via email to legal@GeniuLeadSolution.com and by certified mail to our office. Notices from us will be sent to the email address you provided upon registration.

23. Amendments

We may update or amend these Terms and Conditions at any time, with changes becoming effective upon being posted on the website.

Continued use of the website following any such updates constitutes your acceptance of the revised Terms.

24. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the content, products, or services offered by these external websites and assume no liability for any loss or damage incurred from their use.

25. Severability

If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions will continue to be valid and enforceable.

26. Acknowledgment

By using our website, you acknowledge that you have read and understood these Terms, which have the same effect as a signed agreement.

27. E-Sign Consent

By agreeing to these Terms electronically, you consent to the use of electronic signatures and communications. You understand that electronic disclosures carry the same effect as if they were provided in paper form. You may withdraw consent by contacting us, but doing so may result in the cancellation of your account.

Contact Us

If you have any questions regarding these Terms, please contact us at legal@GeniuLeadSolution.com or call __________